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The Nautilus Navigator

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201 Jones Road, Suite 610 - Waltham, MA 02451

Phone: (781) 398-9191 | Fax: (781) 398-9195

Email: info@tnfpartners.com

Disclosure

Edward Ritchie is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0G82556), CO, CT, FL, MA, MD, ME, MN, NC, NH, NJ, NV, NY, RI, SC, TN, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Edward Ritchie is licensed and authorized to offer insurance in California, but TRUE NORTH FINANCIAL PARTNERS, LLC may not be. For additional information on California licensure status, please click here.

Edward Ritchie is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 201 Jones Rd Fl 5, Waltham, MA, 02451, 781-398-9191. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, FL, IL, MA, MD, ME, MT, NH, NJ, NV, NY, RI, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Edward Ritchie is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, CT, FL, IL, MA, MD, ME, MT, NH, NJ, NV, NY, RI, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

Edward Ritchie is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

TRUE NORTH FINANCIAL PARTNERS, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither TRUE NORTH FINANCIAL PARTNERS, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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Copyright . New York Life Insurance Company. All Rights Reserved.

NYLIFE Securities LLC, Member FINRA/SIPC.

For additional information, visit Customer Relationship Summary.pdf

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